Tabs and Dropdown

Bank & Save
Back

Bank & Save

Manage your finances with ease while saving for your future. Enjoy flexible banking options and competitive savings solutions to help you achieve your goals.
Calculators

Use our selection of personal banking calculators to help determine how you can best maximise your money to achieve your financial goals.
Home Loans
Back

Home Loans

Find the right home loan for your needs.
Buy a home sooner than you thought possible

Saving for your first home can be hard - The Mac Family Pledge Home Loan option gives you the opportunity to use the equity from a loved one’s home rather than saving a full deposit or paying costly Lenders Mortgage Insurance.
Car & Personal Loans
Back

Car & Personal Loans

Explore a variety of loan options including personal loans, debt consolidation, car loans, and more.
- Car Loans
- Personal Loans
Calculators

Use our range of calculators to help you assess your borrowing power, repayments, current financial situation and more.
Support
Back

Support

Find answers, manage your account, and get support from our team - online or in-branch.
Frequently asked questions

Help is here. This section provides help if you are stuck or can't find what you are looking for. It also has the answers to the most frequently asked questions.
Advice Centre

What are you looking for?
Common Searches

BSB

Rate

FAQ

Discount
No Results

Dropdown

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	5.99% p.a.
Comparison Rate	6.05% p.a.

Horizontal Tabs

Features
Rates

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	5.99% p.a.
Comparison Rate	6.05% p.a.

Vertical Tabs

Features
Rates

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	5.99% p.a.
Comparison Rate	6.05% p.a.

Important Information

¹ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. This loan is only available for loans where the LVR is 70% or lower.

We're ready to help you

Get in touch

We want to make it as quick and easy to contact us as we can, we're open from 9.30am to 4.30pm.
FAQs

Here at The Mac we are friendly, helpful & supportive. All your FAQs are easy to access.
Security

We have employed a wide range of security measures to help protect your personal information and transactions.
Find a branch

Meet with our friendly staff in person at a branch near you.

Solutions

Home Loans
Personal Loans
Everyday Banking
Business Banking

Support

FAQs
Lost Cards
Security
Hardship

About Us

Our Story
Our Team
Corporate Information
Why The Mac

Resources

Rates & Fees
Calculators
The Fine Print
How to Videos

1300 622 278 / BSB 802 388 © 2025 The Mac is a registered trademark of Macarthur Credit Union Ltd ABN 83 087 650 244. AFSL/Australian Credit licence No 239933 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use, Summary of Accounts and Access Facilities and Fees, Charges & Transaction Limits brochures before acquiring our products.