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Saving for your first home can be hard - The Mac Family Pledge Home Loan option gives you the opportunity to use the equity from a loved one’s home rather than saving a full deposit or paying costly Lenders Mortgage Insurance.
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Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	6.74% p.a.
Comparison Rate	6.81% p.a.

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Features
Rates

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	6.74% p.a.
Comparison Rate	6.81% p.a.

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Features
Rates

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) :	70%
Interest Type :	Variable
Extra Repayments Allowed :	Yes
Establishment Fee :	$400
Annual Fee :	$0
Monthly Fee :	$0
Redraw Fee :	$0
Online Banking :	Yes
The Mac App :	Yes
Redraw Facility :	Yes
Additional Repayments Accepted :	Yes
Additional Repayments Fee :	$0

Complete Home Loan	Rate p.a.
Interest Rate	6.74% p.a.
Comparison Rate	6.81% p.a.

Important Information

¹ WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. This loan is only available for loans where the LVR is 70% or lower.

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1300 622 278 / BSB 802 388 © 2025 The Mac is a registered trademark of Macarthur Credit Union Ltd ABN 83 087 650 244. AFSL/Australian Credit licence No 239933 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use, Summary of Accounts and Access Facilities and Fees, Charges & Transaction Limits brochures before acquiring our products.