Learn more about The Mac’s Interest Rates & Fees

Product Interest Rate Comparison Rate
2 Year Discounted Basic Variable Home Loan 5.92% p.a. 7.57% p.a.
First Home Buyer Loan 5.92% p.a.   5.98% p.a.
Low LVR Home Loan (Owner Occupied LVR <70%) 6.74% p.a. 6.81% p.a.
Low LVR Home Loan (Investment LVR <70%) 7.04% p.a. 7.11% p.a.
Basic Variable Home Loan 7.92% p.a. 7.99% p.a.
Basic Variable Home Loan $250,000 - $500,000 7.82% p.a. 7.89% p.a.
Basic Variable Home Loan $500,000 - $750,000 7.72% p.a. 7.79% p.a.
Basic Variable Home Loan >$750,000 7.62% p.a. 7.69% p.a.
1 Year Fixed Home Loan 6.59% p.a. 7.84% p.a.
2 Year Fixed Home Loan 6.59% p.a. 7.71% p.a.
3 Year Fixed Home Loan 6.49% p.a. 7.56% p.a.
Investor Basic Variable Home Loan 7.92% p.a. 7.99% p.a.
Investor 1 Year Fixed Home Loan 6.69% p.a. 7.85% p.a.
Investor 2 Year Fixed Home Loan 6.69% p.a. 7.73% p.a.
Investor 3 Year Fixed Home Loan 6.59% p.a. 7.59% p.a.
Offset Home Loan 7.92% p.a. 7.99% p.a.

 

 

 

 

 

Product Interest Rate Comparison Rate
New Car Loan Special 6.19% p.a. 6.56% p.a.
New Car Loan 6.59% p.a.   6.96% p.a.  
Used Car Loan 9.29% p.a. 9.67% p.a.
Secured Personal Loan 12.99% p.a. 13.33% p.a.
Unsecured Personal Loan 15.99% p.a. 16.29% p.a.
Debt Consolidation Loan 17.49% p.a. 17.78% p.a.
Personal Overdraft 15.55% p.a. -
Product Interest Rate
Everyday Savings Account 0.00% p.a.
Freedom Years Account balances <$4,999 0.02% p.a.
Freedom Years Account balances $5,000 - $49,999 1.20% p.a.
Freedom Years Account balances >$50,000 1.60% p.a.
eSaver Account 1.50% p.a.  
Christmas Saver Account 1.50% p.a.  
Mini Mac Saver Account Bonus interest rate 1.60% p.a.
Youth Saver Account 0.02% p.a.

 

Term Deposits Over $5,000
Term (Months) Interest Rate
3 Months 3.00% p.a.
6 Months 4.00% p.a.
9 Months 4.00% p.a.
12 Months 4.80% p.a.
24 Months 4.00% p.a.

 

Term Deposits $2,000 - $4,999
Term (Months) Interest Rate
12 Months 0.70% p.a.

 

Junior Term Deposit >$500
Term (Months) Interest Rate
12 Months 4.80% p.a.
View our Fees & Charges

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