Learn more about The Mac’s Interest Rates & Fees

Product Interest Rate Comparison Rate
Discounted Basic Variable Home Loan $250,000 - $500,00 3.32% p.a. 3.79% p.a.
Discounted Basic Variable Home Loan $500,000 - $750,000 3.22% p.a. 3.77% p.a.
Discounted Basic Variable Home Loan >$750,000 3.12% p.a. 3.76% p.a.
Basic Variable Home Loan <$250,000 3.82% p.a. 3.88% p.a.
Basic Variable Home Loan $250,000 - $500,00 3.72% p.a. 3.78% p.a.
Basic Variable Home Loan $500,000 - $750,000 3.62% p.a. 3.68% p.a.
Basic Variable Home Loan >$750,000 3.52% p.a. 3.58% p.a.
1 Year Fixed Home Loan 2.99% p.a. 3.80% p.a.
2 Year Fixed Home Loan 2.69% p.a. 3.68% p.a.
3 Year Fixed Home Loan 2.79% p.a. 3.62% p.a.
Investor Basic Variable Home Loan <$250,000  4.52% p.a. 4.58% p.a.
Investor Basic Variable Home Loan >$250,000 4.27% p.a. 4.33% p.a.
Investor 1 Year Fixed Home Loan 3.39% p.a. 4.57% p.a.
Investor 2 Year Fixed Home Loan 3.29% p.a. 4.44% p.a.
Investor 3 Year Fixed Home Loan 3.29% p.a. 4.33% p.a.
Offset Home Loan 4.52% p.a. 4.58% p.a.
Product Interest Rate Comparison Rate
New Car Loan 4.99% p.a. 5.35% p.a.
Used Car Loan 8.99% p.a. 9.35% p.a.
Secured Personal Loan 12.99% p.a. 13.33% p.a.
Unsecured Personal Loan 15.99% p.a. 16.29% p.a.
Debt Consolidation Loan 17.49% p.a. 17.78% p.a.
Personal Overdraft 15.55% p.a. -
Product Interest Rate
Everyday Savings Account 0.00% p.a.
Freedom Years Account balances <$4,999 0.02% p.a.
Freedom Years Account balances $5,000 - $49,999 0.25% p.a.
Freedom Years Account balances >$50,000 0.50% p.a.
eSaver Account 0.50% p.a.
Christmas Saver Account 1.00% p.a.
Mini Mac Saver Account Bonus interest rate 0.50% p.a.
Youth Saver Account 0.02% p.a.
Term Deposits Over $5,000
Term (Months) Interest Rate
3 Months 0.60% p.a.
6 Months 0.70% p.a.
9 Months 0.70% p.a.
12 Months 0.70% p.a.
24 Months 0.70% p.a.

 

Term Deposits $2,000 - $4,999
Term (Months) Interest Rate
12 Months 0.60% p.a.

 

Junior Term Deposit >$500
Term (Months) Interest Rate
12 Months 0.70% p.a.

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